Learn more about Texas Department of Housing and Community Affairs (TDHCA)
Helping More Texans Have a Place to Call Home
Our team knows how hard it is for many homebuyers to break into the real estate market today.
That’s why we proudly offer programs by TDHCA to help lessen the financial burden of homeownership.
My First Texas Home
Catering to First-Time Homebuyers to Assist with Down Payments and Offering Competitive Interest Rates.
My Choice Texas Home
Ideal for Buyers Who Don’t Meet First-Time Requirements, Offering Greater Flexibility and Expanded Eligibility.
Mortgage Credit Certificate:
TDHCA Resources
How much assistance a borrower needs determines, rate, credit score is not a factor rate. 620 is the floor, 640 for Conventional. Pricing is not done in our portal. Just plug in the respective rate in your LOS.
TDHCA Daily Interest Rates
TDHCA Website
Important Note:
Before locking a loan with TSAHC or TDHCA training must be completed once conditional approval is received.
When submitting a lock request, please include the following:
TDHCA Training Certificate from the Loan Officer
Offer TDHCA with Confidence
MFSTPO is your trusted wholesale partner for TDHCA mortgage solutions. We support brokers with programs designed to expand homeownership opportunities across Texas.
When navigating TDHCA mortgage options for your clients, partner with a team experienced in program guidelines and committed to a smooth process from approval through funding.