Home Sweet Texas Home Loan
Securing the American Dream for Families of All Incomes
MFStpo is dedicated to helping your clients get into the home of their dreams, regardless of their budget. That’s why we proudly offer our Home Sweet Texas Home Loan Program to brokers across our great state. This program helps secure home loans and down payment assistance to low and moderate-income Texan families.
Let’s Talk Specifics…
- Down payment assistance as a grant (which does not have to be repaid)
- Deferred forgivable second lien loan (which only has to be repaid if they sell or refinance within three years)
Client Doesn’t Qualify? Let’s Explore Other Options…
Mortgage Financial Services offers multiple loan products to make your client’s home-owning dreams a reality. If they don’t qualify for the Home Sweet Texas Home Loan Program, consider applying for our Homes for Texas Heroes Program which can offer home buying assistance to your clients with specific career paths.
If your client is buying their first home, they can also apply for a mortgage interest tax credit known as a Mortgage Credit Certificate (MCC). To qualify, they must meet certain income requirements and the home must meet certain sales price restrictions.