Home Sweet Texas
Home Loan Program Offered by TSHAC
MFSTPO is dedicated to helping your clients get into the home of their dreams, regardless of their budget. That’s why we proudly offer our Home Sweet Texas Home Loan Program to brokers across our great state. This program helps secure home loans and down payment assistance to low and moderate-income Texan families.
How this Program Helps Your Clients
The Home Sweet Texas Home Loan Program is designed to help low- and moderate-income Texans achieve the dream of homeownership. This program offers two ways to provide your clients with assistance for their down payment and mortgage:
Down Payment Assistance Grant – Funds that do not need to be repaid.
Deferred, Forgivable Second Lien Loan – Repayment is only required if the client sells or refinances within three years.
By helping remove these financial barriers, you can guide your clients toward making their homeownership dreams a reality.
Don’t Qualify for Home Sweet Texas? Explore Other Options
If your client isn’t eligible for the Home Sweet Texas program, MFSTPO offers multiple loan products to make homeownership in Texas more accessible. One option is a Mortgage Credit Certificate (MCC), which provides a dollar-for-dollar federal tax credit on a portion of mortgage interest—helping make homeownership more affordable.
Other programs may provide additional down payment and closing cost assistance. For more information visit our DPA Center!
